After Hurricane Irma hit, many homeowners found that they had a significant amount of flooding going on across their property. Depending on how close they were to the St. John’s River or the Atlantic Ocean, the water might have even gotten into their homes. Flood water can wreak havoc on a home, including the flooring, drywall, and overall structure.

It’s important to have Jacksonville auto insurance on any car that you own. It will ensure that you have the protection in the event of a car crash or something else. If you decide to buy a new car, you want added protection in the form of new car gap insurance.

What is gap insurance?

Gap insurance is a form of auto insurance that you can purchase directly from the dealership or from your insurance company.

One of the first things insurance companies is going to ask you for when you shop for Jacksonville home insurance is the ZIP Code where your home is located. This will tell them a lot of information that will allow them to provide you with an accurate quote.

Crime Rates

The crime rates throughout Jacksonville vary. When you are asked for your Zip Code, insurance companies will look at the crime rate within your area. This is used to determine the likelihood of your home being victim to one of the crimes – such as burglary or vandalism.

Hit and runs or something that you cannot anticipate. It might involve someone hitting you while you were driving and they flee the scene without stopping. It might also involve someone hitting your car while you are parked somewhere.

Jacksonville auto insurance will often cover hit-and-runs – but you need to have the right coverage on your policy. Otherwise, you could end up paying out-of-pocket for the damages.

If you are a business owner, then you have a personal responsibility to protect your own investment. Business insurance is one of the most crucial purchases that a business owner will ever make and if they are not proactive, they are leaving themselves vulnerable to a wide range of potential issues.

While the process of purchasing business insurance can be confusing, asking the following questions of your potential insurance provider can help to simplify things.

1. What Type of Experience Do You Have?